I feel it is now accessible to all.
With a 500€ budget, you can start printing. Of course, it won't be at the speed of the bigger machines, but the result will be similar.
The thing you cannot buy however is the know-how and experience you need to keep your printer running, because trust me, every few hundred hours it needs maintenance. Think replacing nozzles, tubes, heating elements, drive gears etc...
So before you buy a printer ask yourself if you have time for an extra hobby, because that is what you will be getting into.
That said, it is way too fun and I don't regret starting with it for a moment ! But after working a couple of years with FDM (2 Makerbot Replicator II's), I feel the itch for resin and proper mini printing.
But for now, I am too distracted by my newest toy : a lasercutter.....